About Credit Repair Sarasota
We help people in Sarasota correct errors on their credit reports and prepare for personal or business funding. Before any work starts, we go through your reports with you, explain what we found, and put the scope and the factors behind the price in writing.
How we approach credit work
Most people who reach us have already pulled their reports and found something that does not look right. It might be a collection they paid, a late payment from a month they were on time, or an account that belongs to someone with a similar name. Others are a few months from applying for a car loan or a business credit line and want to know where they stand.
We start with a consultation at our office or by phone and video. We read your Equifax, Experian and TransUnion reports line by line, because the same account is often reported differently at each bureau. A balance can be current at one and outdated at another. Then we tell you which items look disputable, which are accurate and likely to stay, and what a realistic plan looks like.
That review becomes your written quote. It lists the items we plan to dispute, the bureaus involved, the factors that set the price and what happens in each round. If something new turns up later, we talk with you before the scope changes. Nothing is added quietly.
What you can expect from us
- 01
Scope on paper before you enroll
Before you commit, you see in writing which items we plan to dispute, which bureaus are involved and what sets the price. The number of accounts, how many reports each one shows up on, and whether you want help preparing for Personal Funding or Small Business Funding are what move the cost.
- 02
Straight answers about accurate items
When a late payment is accurate and reported correctly, it is not a sound basis for a dispute, and we tell you that plainly. We show you how on-time payments and lower balances on your credit lines help your credit score over time.
- 03
A refund tied to deletions
Our program carries a 100% refund when no deletions come through during your time actively in credit repair. The agreement you sign spells out what active participation means, so the terms are clear to you before any dispute is sent.
- 04
Results reviewed with you
Bureaus generally have about 30 days to respond to a dispute. Once each round's responses arrive, we walk through them with you item by item and lay out the next step.
Office visits, phone calls and video meetings
Meet us in person at our office, or go through your reports over a phone or video call when that fits your week better. Clients from across Sarasota work with us both ways, from North Sarasota and Fruitville to Bee Ridge, Gulf Gate, The Meadows and Siesta Key. However we meet, the review, the written quote and each dispute round follow the same steps. Our Service Areas page lists more of the places we serve.
- Sarasota
- North Sarasota
- Fruitville
- Sarasota Springs
- Bee Ridge
- Gulf Gate
- Southgate
- Siesta Key
- The Meadows
- South Gate Ridge
- Ridge Wood Heights
Start with a conversation about your reports
Let us know your goal, whether that is a cleaner credit report, a personal loan or business funding. On the call we walk you through what joining our credit repair program involves and what your written quote will spell out before anything begins.